Cursed at birth with extraordinary bad luck, Charlene 'Chuck' Manchester provides disaster where someone else can profit. Got a failing business? For a price Chuck will make sure you collect on that insurance policy, without ever getting your own hands dirty. But when a crime boss hires her to take out an evangelical cult, things don't go as planned. Now the mob boss, the cult leader, and a dogged insurance-fraud investigator all come for her at once. Everything that could go wrong does - and only about half of it by accident.